"I need a vacation."
If you're like me, you've heard and uttered this sentence time and time again. That's why I developed a new workshop called "Budgeting - Planning Your Vacation". I can't tell you how many times I've spoken with people who have referred to budgeting as boring. See, that's the problem: Budgeting is a state of mind, and if you have the wrong state of mind, you will never be able to budget successfully.
When I ask people what their financial goals are, it's always Paying off Debt and Building an Emergency Fund. Great! These are very important goals, and listing them and working towards them is vital. However, very few people get a sparkle in their eye when they're talking about six month's worth of money saved in the bank. Important? Yes. Exciting? No. It's when I start pushing people to talk about fun things they want to do that I get the answers that people get excited about: Buying shoes or electronics, or traveling.
Enter the vacation game. The premise is simple: If you don't plan to go on vacation, or do some other fun thing, you will end up taking a vacation from budgeting. The end result is that you don't accomplish your goals and you may end up racking up a nasty credit card bill in the process. However, if you do plan a vacation, you'll have the time you need to save up enough money to take a nice vacation without having to sacrifice your other goals. This leads to happiness, fun, and financial security. How could you ask for more?
For help planning your vacation, check out our Vacation Planning Checklist. It's never too late to start playing the vacation game, and winning!
If you're like me, you've heard and uttered this sentence time and time again. That's why I developed a new workshop called "Budgeting - Planning Your Vacation". I can't tell you how many times I've spoken with people who have referred to budgeting as boring. See, that's the problem: Budgeting is a state of mind, and if you have the wrong state of mind, you will never be able to budget successfully.When I ask people what their financial goals are, it's always Paying off Debt and Building an Emergency Fund. Great! These are very important goals, and listing them and working towards them is vital. However, very few people get a sparkle in their eye when they're talking about six month's worth of money saved in the bank. Important? Yes. Exciting? No. It's when I start pushing people to talk about fun things they want to do that I get the answers that people get excited about: Buying shoes or electronics, or traveling.
Enter the vacation game. The premise is simple: If you don't plan to go on vacation, or do some other fun thing, you will end up taking a vacation from budgeting. The end result is that you don't accomplish your goals and you may end up racking up a nasty credit card bill in the process. However, if you do plan a vacation, you'll have the time you need to save up enough money to take a nice vacation without having to sacrifice your other goals. This leads to happiness, fun, and financial security. How could you ask for more?
For help planning your vacation, check out our Vacation Planning Checklist. It's never too late to start playing the vacation game, and winning!
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